Annual insurance for frequent travellers
Multi-Trip is the multiple entry Schengen travel insurance for 1 year for frequent travellers which offers extensive protection covering medical expenses up to €100,00 in the Schengen area, in E.U. countries which are not part of the Schengen area, Liechtenstein, San Marin, Andorra, Monaco and Vatican. It also allows you to obtain the mandatory travel insurance certificate required with your Schengen visa application.
Multi Trip travel insurance offer extensive protection, covering medical expenses up to €100,000 in the following European countries: Austria, Belgium, Croatia, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, as well as the United Kingdom, Bulgaria, Cyprus, Ireland, Romania, San Marino, Andorra, Monaco and the Vatican.
Our annual Schengen Multi Trip travel insurance :
- guarantees a coverage of minimum €100,000 (about $111,000)
- covers travellers in Europe for stays of 90 days (3 months) during 1 year. Once the 90 day maximum period comes to an end, you will have to leave the Schengen area. Your coverage will be reactivated as soon as you return and will last a year starting from the day you subscribe
- bears the expenses related to emergency medical care*, hospitalisation*, sanitary repatriation*or death*. It remains valid for the entire duration of your stay.
- offers the refund of your subscribed travel insurance if your Schengen visa application is denied (under certain conditions).
Visit our Schengen visa Insurance warranties page to discover all our Schengen visa insurance warranties and their many advantages.
Do you cover emergency medical costs related to Coronavirus?
We will cover your medical costs related to Coronavirus provided you haven't travelled against World Health Organisation or any other government body’s advice in your home country or the country you are travelling to) or medical advice.
The embassy states that I must get an insurance certificate with Covid protection. Is this possible?
All issued electronic certificates purchased on the axa-schengen site include this disclaimer: “Medical fees related to COVID-19 are covered in the terms, conditions & exclusions established in the insurance policy”.
The comfort of an annual multiple entry Schengen travel insurance for all your business and leisure trips to Europe.
Contrary to the other AXA Schengen visa insurances, Multi-Trip is a Schengen insurance for 1 year. Its warranties apply from the day you enter the Schengen area for 90 consecutive days. Leaving the Schengen area? As soon as you return, its warranties apply again for 90 consecutive days.
With Multi-Trip you will enjoy precious and essential advantages :
- Immediate coverage: warranties apply from the first day you enter the Schengen area.
- No price variation because of your country of origin
- No age restriction. All travellers can benefit from the advantages of Multi-Trip
Will AXA Schengen travel insurance be accepted with my visa application?
Yes ! For over 10 years AXA has been delivering insurance certificates which meet EU countries’ requirements to obtain a Schengen visa.
Is the digital travel insurance certificate valid to submit my visa application?
Yes. All you have to do is print it and enclose it with your visa application file. Each AXA Schengen insurance policy is individualized and bears a number which is verifiable on our website.
Do you cover emergency medical costs related to Coronavirus?
We will cover your medical costs related to Coronavirus provided you haven't travelled against World Health Organisation or any other government body’s advice in your home country or the country you are travelling to) or medical advice.
How much does Multi-Trip AXA annual Schengen visa travel insurance cost?
This annual Schengen insurance costs €328 for a 1 year starting from the day you subscribe.
* Before paying any medical expenses, travellers must first contact AXA Assistance medical service.
Ready to subscribe?
Features at Glance
1 year annual cover / unlimited number of trips
AXA #1 Global Insurance Brand
Ireland, UK + Schengen countries covered*
Meets all requirements from the European regulation
Medical expenses covered up to 100.000€
Assistance 24 / 7 - Emergency helpline
Cover details
| Benefits | Multi trip | |||
|---|---|---|---|---|
| Duration of coverage | ||||
| Duration of coverage | Visa validity period up to 12 Months (maximum 90 consecutive days per trip) | |||
| Geographical coverage | ||||
| Geographical coverage | All Schengen area countries + UK, Ireland & Cyprus | |||
| Refund in the case of visa refusal | ||||
| Refund in the case of visa refusal | ✓ | |||
| Payment of medical expenses | ||||
| Payment of medical expenses | Maximum €100,000 | |||
| Medical and surgical fees, locally prescribed medications, hospital costs | ||||
| Medical and surgical fees, locally prescribed medications, hospital costs | Maximum € 100,000 | |||
| Urgent dental care | ||||
| Urgent dental care | € 150 per insured party | |||
| Assistance, repatriation or transportation following a medical incident or hospitalization | ||||
| Assistance, repatriation or transportation following a medical incident or hospitalization | ✓ | |||
| Repatriation or transportation of the insured party | ||||
| Repatriation or transportation of the insured party | ✓ | |||
| Repatriation of baggage | ||||
| Repatriation of baggage | ✓ | |||
| Repatriation of the other insured parties accompanying the victim | ||||
| Repatriation of the other insured parties accompanying the victim | ✓ | |||
| Assistance for an insured party travelling alone | ||||
| Assistance for an insured party travelling alone | ✓ | |||
| Prolongation of the insured party’s sojourn | ||||
| Prolongation of the insured party’s sojourn | ✓ | |||
| Return after the date initially envisaged | ||||
| Return after the date initially envisaged | ✓ | |||
| Search and rescue costs | ||||
| Search and rescue costs | ✓ | |||
| Assistance in case of death | ||||
| Assistance in case of death | ✓ | |||
| Repatriation of the remains and burial | ||||
| Repatriation of the remains and burial | ✓ | |||
| Assistance with formalities | ||||
| Assistance with formalities | ✓ | |||
| Repatriation of baggage | ||||
| Repatriation of baggage | ✓ | |||
| Early repatriation of the other insured parties | ||||
| Early repatriation of the other insured parties | ✓ | |||
| Intervention threshold for medical expenses | ||||
| Intervention threshold for medical expenses | Maximum €100,000 | |||
| Excess: Charge for any reimbursement by bank transfer outside the European Union | ||||
| Excess: Charge for any reimbursement by bank transfer outside the European Union | € 20 | |||
| Travel assistance | ||||
| Travel assistance | ✓ | |||
| Sending urgent messages | ||||
| Sending urgent messages | ✓ | |||
| Payment of communication expenses | ||||
| Payment of communication expenses | Maximum € 100 | |||
| Sending essential medicines, glasses, contact lenses and prostheses | ||||
| Sending essential medicines, glasses, contact lenses and prostheses | ✓ | |||
| Daily compensation | ||||
| Daily compensation | Maximum €500 | |||
| Theft of identity and travel documents | ||||
| Theft of identity and travel documents | Maximum €100 | |||
| Urgent early return of an insured person | ||||
| Urgent early return of an insured person | ✓ | |||
See the Insurance Product Information Document (IPID) and our Terms & Conditions for full details.
Please read these before signing the contract.
Schengen Low Cost Travel Insurance is developed by Inter Partner Assistance SA, an insurance company governed by Belgian law.
Where does Low Cost Travel Insurance apply?
AXA’s coverage and assistance service is provided in all the countries of the Schengen Area, like France, Switzerland, Germany, Italy, Spain, Norway, Denmark...
Where doesn't Low Cost Travel Insurance apply?
The present insurance does not cover your country of residence and other countries of Europe outside of the Schengen Area, such as Ireland, Bulgaria, Romania, the United Kingdom...
Will I require a medical exam?
No, AXA does not require customers to undergo a medical examination before taking out insurance - and our prices don’t vary by age or nationality - meaning you’re getting the same deal as all our customers across the world.
When will my visa insurance certificate be available?
Insurance certificates are available instantly online - perfect for those who need Schengen Visa compliant insurance quickly in order to meet their visa requirements. You can also benefit from our guarantee if your visa is refused.
Visit our Europe Travel insurance page and our Schengen insurance for 1 year page to see the full benefits offered by AXA Schengen.
**The present insurance does not cover the country of residence.